Specialist Lilian Mungai
SpecialistForum Replies Created
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This is a great initiative! I’m so glad more individuals will have an opportunity to access this invaluable cyber insurance course.
It’s wonderful that you’re making knowledge accessible and supporting people in their career journeys.
Thank you for doing this!
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The Change Healthcare attack is likely to have a significant impact on cyber insurance in healthcare. Here are some possible effects:
- Increased premiums: Insurers may raise premiums to reflect the increased risk of cyberattacks in the healthcare industry.
- Stricter underwriting guidelines: Insurers may make it more difficult for healthcare providers to obtain cyber insurance or they may impose stricter underwriting guidelines, such as requiring more robust cybersecurity controls.
- Higher deductibles: Insurers may increase deductibles for cyber insurance policies, which means that healthcare providers would have to pay more out of pocket in the event of a cyberattack.
- New exclusions: Insurers may add new exclusions to cyber insurance policies, which means that certain types of cyberattacks may not be covered.
These changes could make it more expensive and difficult for healthcare providers to obtain cyber insurance. This could lead to some providers deciding to forgo cyber insurance altogether, which would leave them more vulnerable to the financial consequences of a cyberattack.
