Forum Replies Created

  • Nicholas Coppola

    Member
    January, 2026 at 8:48 pm in reply to: First Person Coverage for Third Party Liability

    For added context, my question assumes that any business storing sensitive data, including the services they use to do so, is going to be responsible for reporting and monitoring. At least that is how my state’s laws appear to read.

    If an outsourced provider incurs a breach and it affects the business using its services, there could be reason to believe expenses will be incurred in the course of the small business acting responsibly. Presumably, these are expenses that could be reclaimed.

    I realize there are a lot of factors, but businesses without the funds to build their own systems, if compromised, likely don’t have the funds to pay for all the reporting requirements.

    – Nick

  • Nicholas Coppola

    Member
    March, 2025 at 2:49 pm in reply to: Getting Started

    Hello Mc Kie,

    Will you be a producer? In other words, are you planning on working with clients on their cyber insurance needs?

    – Nick

  • Nicholas Coppola

    Member
    August, 2025 at 6:34 pm in reply to: AI Coverage

    I’m curious how coverage from Social Engineering differs from Social Engineering from AI. Is AI typically excluded from policies? Coalition adding specific language may only be an affirmation of what was inferred. Thoughts?

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