Business Interruption Insurance
Quantify business interruption from a technology failure, and challenge a BI loss with confidence rather than deferring to the forensic accountant. About six hours, self-paced.
Quantify a technology-driven BI loss, and challenge it
For claims handlers, underwriters and brokers who meet business interruption after an outage and feel outnumbered by the accountants. This course gives you the method to build a BI number and the confidence to test one.
- Build a business-interruption loss estimate from a technology outage, with the method written down.
- Separate the outage period from the indemnity period, and know why they rarely match.
- Challenge a BI claim's numbers: the revenue baseline, the saved costs, the trend.
- Explain waiting periods and the period of restoration to a client before they claim, not after.
Three modules, about six hours
Self-paced and on demand. Each module ends with a short knowledge check; a final assessment, earns the certificate of completion.
01 What BI cover really pays for ~2 hrs
The moving parts of a business-interruption claim, defined so they stop overlapping in your head.
- Loss of gross profit and increased cost of working, and where they meet
- Outage period, indemnity period and waiting period, kept distinct
02 Quantifying a technology-driven loss ~2 hrs
Building a defensible number from an outage rather than accepting one.
- Setting a revenue baseline and a trend the claim can rest on
- Saved costs, mitigation and the figures people forget to subtract
03 Challenging a BI loss ~2 hrs
Reading a forensic calculation with a critical, informed eye.
- The assumptions that quietly inflate a claim, and how to test them
- Where to push back, and where the number is fair
For the people who meet BI after the outage
An intermediate course that assumes you already work with insurance numbers. It builds the BI method from first principles and keeps the arithmetic in plain tables, so you can read a forensic calculation rather than reproduce it.
Claims handlers
You settle BI claims and want to test the accountant's number, not just receive it.
Underwriters pricing BI
You rate business interruption and want to see how the loss is actually built.
Brokers setting expectations
You want to explain waiting periods and restoration to a client before they claim.
About this certificate course
No. Business Interruption Insurance is a certificate course, which is shorter than a certification. You earn a certificate of completion, not a certification credential.
There is a final assessment. Each module has a short knowledge check along the way, and the final assessment confirms you are ready for the certificate of completion.
No. The course builds the BI method from insurance first principles and keeps the arithmetic in plain tables. You will be able to read a forensic calculation, not reproduce it from scratch. It is pitched at an intermediate level.
The examples centre on technology and cyber-driven outages, but the method - periods, baselines, saved costs - applies to business interruption more broadly.
No. It is a one-off purchase. There is no renewal and no maintenance fee. Your certificate of completion does not expire, and it earns CIA CE credits toward your continuing education.
Own the business-interruption number
About six hours to build a BI loss from an outage and challenge one with confidence. A certificate course, assessed by a final assessment.